There is nothing remotely unusual about Angela Lloyd and Lee Phillips' semi-detached home on a peaceful cul-de-sac in Merseyside.
And to the typical eye, Lloyd appears like a normal middle-aged mum who works tirelessly to care for her ill husband.
So it was to the large shock of neighbours when authorities came down on their driveway to raid the couple's St Helens home.
Hiding behind the family's net drapes was in truth a decade-long web of lies which saw Lloyd and Phillips pocket ₤ 270k in taxpayer money.
Lloyd, 58, sobbed 'Oh my god' as she was jailed this week over a string of untruths including utilizing a dead woman's identity, making up 'fake' medical conditions for her son, and producing pseudonyms to work while declaring carers allowance.
Husband Phillips, 54, was also imprisoned after the set's huge benefits scams was lastly exposed.
While the couple managed to siphon off their ill-gotten gains for years - neighbours have revealed to MailOnline the obvious hints that the couple were running a scam.
Angela Lloyd defrauded the taxpayer of ₤ 170k over a duration of 11-and-a-half years. Detectives discovered a web of lies including the creation of pseudonyms to declare advantages
The scammer next door: The presuming semi-detached home Lloyd had actually moved into with Phillips. Phillips had actually stopped working to reveal this to the council when she relocated in 2018
Phillips imagined in a Help for Heroes hoodie throughout a street celebration held for the late Queen's Diamond Jubilee. He is stated to have actually played a DJ set at the occasion
Initially, neighbours on Birch Gardens were worried for the couple after Phillips was seen looking really frail as he would 'hobble' on his walking stay with meet his carers.
But they were then left puzzled when he was at other times spotted washing his BMW, driving, and even playing a DJ set for their street party for the late Queen's Diamond Jubilee.
Locals also informed of how there was 'constantly something dodgy' about Lloyd, and that she would never look individuals 'in the eye', however would boast about 'secret ₤ 60k caravan' they would escape to on the weekends.
Lloyd was sentenced to 2 years after Liverpool Crown Court found she fraudulently pocketed almost ₤ 170,000 in benefits over a decade, and also helped Phillips falsely claim benefits worth ₤ 100,000, as reported by the Liverpool Echo.
When neighbours saw them packing up among their two automobiles previously today, they believed they were going off to stay at their secret caravan, only to find they were going to jail.
One neighbour informed MailOnline of the couple: 'I thought they were dodgy as he made a genuine program of not being able to stroll whenever his carers were here.
'He was shuffling along and keeping his automobiles in the driveway before he took a very long time to get to his carer's vehicle on his strolling stick.
'But the next thing I saw him washing his BMW in the driveway - he appeared to be walking fine then.
'And he did a DJ set for the Queen's Jubilee party back in 2022. He had all the speakers out and whatever.
'But after the police raid, they became more reserved and didn't say a lot to individuals.
'There was always something dodgy about her - she would not look individuals in the eye and extolled going to her ₤ 60,000 caravan however would never say where it was.
'They would take her teenage child and go away on a Thursday night and not get home up until Sunday.'
Phillips had actually fraudulently claimed ₤ 100k in PIP, housing advantages, employment assistance allowance and council tax reductions that he was not qualified for. Neighbours informed of how he would look 'frail' and 'hobble on a strolling stick' in the presence of carers, but at other times was seen 'strolling great'
Following the authorities raid on the quiet rural street, neighbours were entrusted to questions regarding why the couple had actually been and some allege Lloyd had later informed them it was down to pet breeding.
But these concerns were lastly put to rest on Tuesday when the court heard how Lloyd had actually claimed an overall of ₤ 169,394.15 which she was not qualified for in housing advantages, carers allowance and individual independence payments throughout 11-and-a-half years.
With the assistance of Lloyd, Phillips was also found to have unlawfully claimed ₤ 100,980.71 through PIP, housing advantages, employment support allowance and council tax reductions considering that 2018.
Olivia Beesley, prosecuting, detailed how the mother's elaborate rip-off began when she wrongly began declaring housing advantages for a caravan on Riverside Walk in Southport - which was found to be a 'fictitious address'.
She even made a phony occupancy contract for the 'totally fictitious caravan', eventually taking ₤ 71,597.16 from Lancashire Borough Council in relation to the non-existent residence.
Then in 2018, she began making deceptive claims that her hubby needed 'numerous everyday carers to take care of his requirements'. She went as far as utilizing Phillips' sis Zoe's birth certificate to impersonate his brother or sister and claim that she was his main carer.
She likewise lied that she was not able to work due to being a full-time carer, but was discovered to have actually been working under an incorrect identity Wendy Lloyd at care business Hand in Hand Homecare, and under another pseudonym Angela Valentine at a Tesco.
In 2022, she started developing 'false medical conditions' for her son, claiming she had a carer called Joyce Bibby - a dead female's identity. Nearly ₤ 10k in incorrect special needs living allowance overpayments were declared in relation to this.
She again utilized the deceased woman's name as being her social employee to claim ₤ 13,526.70 of PIP, stating that she needed carers due to 'health conditions'.
Neighbours informed of how Lloyd would boast about a '₤ 60k caravan' in a secret place that she never ever exposed, and would say they were going to remain at the caravan from Thursday to Sunday
One neighbour said they saw the couple loading up on of their cars earlier today and assumed they were going off to their 'caravan', just to later on discover out they were off to prison
When MailOnline visited Phillips' address in Birch Gardens which he shared with Lloyd, neighbours revealed how the couple and her kid would apparently go off to a caravan on the weekends.
It is not known whether this was the same 'fictitious caravan' which transpired to have actually never ever existed, or an indeed a separate, genuine caravan.
Leni Newton, 63, stated: 'She informed people that the police raid was due to the fact that somebody had informed on her for breeding border collie puppies without a licence.
'I'm stunned they've been jailed. I thought they were all above board.
'I just saw them a couple of days ago loading up suitcases - I believed they were just going to their caravan.'
She included: 'I know they satisfied as she was his carer. He was married but Angela relocated. I thought she had resided in Southport.
'I did see his ex-wife parked up in the street viewing his home when they split.
'She was certainly spying on them.'
Her partner David Manchester, 70, stated: 'It's a huge surprise they seemed to be living a double life.
'There were a lot of police came here.
'He was at the street party for the Queen but other times he did appear really frail.'
Hand in Hand homecare company validated to MailOnline that Lloyd had bona fide referrals, DBS checks and training certificates in the name of Wendy Lloyd.
A spokesman stated: 'We sacked her instantly when we discovered the truth.
'All her DBS and referrals checked out. The cops said we had actually not done anything incorrect.'
The court heard how Phillips likewise defrauded money from the public purse by failing to disclose the reality that Lloyd had actually moved into his home in 2018 - allowing him to continue declaring more than ₤ 13k in housing benefits and ₤ 2.2 k in council tax decreases.
He is likewise said to have actually 'exaggerated' his medical conditions and need for care, mentioning that he was unable to do anything for himself.
He stated himself 'unfit for work' and failed to mention his wife's wage - unlawfully stealing ₤ 51k in work assistance allowance.
However, Phillips alleged that Lloyd had actually completed the form and had just 'asked him to sign it'.
Phillips' counsel Jim Smith argued he has a 'complicated recent history' of mental health and specials needs consisting of neurological condition, anxiety and depression.
He was likewise stated to have a pacemaker fitted and appeared in court in a wheelchair.
While Phillips had no previous convictions connecting to similar matters, however Lloyd's criminal record shows previous entries for theft and dishonesty offences dating as far back as the 1980s - though her last appearance was in 2012.
Lloyd was jailed for 2 years after admitting seven counts of fraud by false representation, and Phillips was also seen wiping back tears as he was imprisoned for 20 months for fraud by false representation and three counts of dishonestly failing to disclose details to make a gain.
Sentencing, Judge Simon Medland KC said: 'Over an 11-year period, or more than that, you, Angela Lloyd, managed to defraud the general public of just short of ₤ 170,000 and you, Lee Phillips, of about ₤ 100,000. In your case, Mr Phillips, over a five-year period, you had about ₤ 20,000 per year which you defrauded from the public.
'For those who look for to defraud the general public of scarce and valuable advantages which require to be directed to those who require them, not those who simply want to have them for factors of personal greed, that is a serious offense dedicated by each of you over a long period of time.'
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How Ordinary Housewife but Was Running Secret ₤ 270k Benefits Scam
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